推動人們對加密貨幣發展的因素很多，兩個主要動力是市場波動性和主流應用。 但隨著金融業進入新的一年，兩者都很少出現: 大盤走軟，交易量跌至谷底。人們似乎已經不再關心數字資產了。
現在，隨著年底的臨近，我們可以看到四個主要的積極趨勢正在出現。
首先，也許是最重要的，我們看到了快速的實驗和實施。 經過一年驚人的反覆試驗、發展和完善，加密貨幣市場進入了一個全新的領域。 受歡迎的運動服裝製造商新百倫開始在其全球供應鏈中使用Cardano區塊鏈，馬耳他賭博管理局在賭場中測試加密貨幣，法國銀行表示將在2020年初開始試驗數字貨幣。
其次，加密貨幣衍生品的規模出現了爆炸性增長，B——大型現貨交易場所，如幣、火和 OK，現在都提供大型加密資產的期貨甚至期權，我們可以看到，隨著主要交易所開始進軍，市場競爭正變得越來越激烈。
我們可能會看到這種趨勢在2020年得到鞏固，因為占主導地位的現貨交易所在衍生品市場上展示了它們相當大的實力。
第三，分佈式金融已成為創新的溫床。今年，DeFi 項目的總價值幾乎翻了三倍，超過6.5億美元。 利用新技術提供不受信任和安全的金融服務，意味著現在可以隨時提供全新的貸款和保證金交易設施——這在幾年前是完全不可想象的。 交易員現在可以使用 InstaDApp 在不同的債務頭寸之間進行無縫交換，而中國的一些公司則可以通過加密作為抵押品，為大型礦商提供隨時獲得資金的渠道。
最後但並非最不重要的一點是，在過去的一年裡，加密貨幣行業一直在努力工作，以解決困擾加密貨幣的一些問題。 新的保管解決方案不僅幫助公司和高淨值個人保護加密貨幣免受黑客攻擊，還有一些公司甚至允許遠程令牌監視，這意味著持有者可以通過網絡並獲得被動收入，而不會讓自己陷入危險之中。
當我們回顧過去的12個月，數字資產市場已經多樣化和增長。 隨著新的服務提供商將加密體制從邊緣資產類別轉變為金融技術創新中心，新的交易設施允許採用更復雜的策略。 重要的市場基礎設施和為更加成熟的投資者基礎量身定製的產品現在已經可以隨時獲得，鼓勵傳統公司進入資產類別。 儘管監管框架尚處於萌芽階段，但它正提供更大的透明度，以確保市場參與者有合法的運作空間。
我們可能離2017年12月20,000美元的比特幣高點還很遠，但是主流的基礎已經到位。隨著加密貨幣進入第二個十年，它的廣泛應用將會進展順利。
There are many factors that promote the development of encrypted currency, and the two main driving forces are market volatility and mainstream applications. But as the financial sector enters the new year, both are rare: the market weakens and trading volume falls to its bottom. People no longer seem to care about digital assets. Now, as the end of the year approaches, we can see four major positive trends emerging. First of all, perhaps most importantly, we have seen rapid experiments and implementation. After a year of amazing repeated experiments, development and improvement, the encrypted money market has entered a new field. Popular sportswear maker Xin Bailun began using the Cardano block chain in its global supply chain, the Malta Gambling Authority tested the encrypted currency in casinos, and the Bank of France said it would start experimenting with digital currency in early 2020. Second, there has been an explosive increase in the size of encrypted currency derivatives, and Bitmex, a large spot trading place such as currency security, fire coins and OKEx, now offers futures and even options for large encrypted assets, and we can see that competition is becoming more and more intense as major exchanges begin to march. We may see this trend consolidated in 2020, as the dominant spot exchanges demonstrate their considerable strength in the derivatives market. Third, distributed finance has become a hotbed of innovation. This year, the total value of the DeFi project has almost tripled to more than $650 million. The use of new technologies to provide untrusted and secure financial services means that new lending and margin trading facilities can now be made available-which was completely unthinkable a few years ago. Traders can now use InstaDApp for seamless exchange between different debt positions, while some Chinese companies can use encryption as collateral to provide large miners with ready access to capital. Last but not least, the encryption money industry has been working hard over the past year to solve some of the problems besetting it. The new custody solution not only helps companies and high-net-worth individuals protect encrypted currencies from hackers, but also allows remote token surveillance, which means that holders can gain passive income over the Internet without putting themselves at risk. When we look back on the past 12 months, the digital asset market has diversified and grown. As new service providers shift encryption from marginal asset classes to centres of financial technological innovation, new trading facilities allow for more complex strategies. Important market infrastructure and products tailored to a more mature investor base are now readily available to encourage traditional companies to enter the asset class. While the regulatory framework is still in its infancy, it is providing greater transparency to ensure that market participants have legitimate operating space. We may be far from the $20000 Bitcoin high in December 2017, but the mainstream is in place. As the encrypted currency enters its second decade, its wide application will go smoothly.
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