7月2日，博鳌亚洲论坛会同亚洲金融合作协会共同携手，在北京大学数字金融研究中心的支持下，举办了亚洲普惠金融生态建设与数字化发展线上圆桌会，博鳌亚洲论坛秘书长李保东在会上致开幕词。
李保东表示，当前形势下，进一步发展普惠金融意义重大。论坛完成的《亚洲金融发展——普惠金融篇》旗舰报告认为，利益相关方之间的协调与合作对促进普惠金融发展至关重要。
李保东表示，加强对话与合作来推进亚洲发展是博鳌亚洲论坛的使命。论坛希望圆桌讨论有助于找到亚洲路径、帮助亚洲国家克服困难、实现更为包容的、可持续的、平衡的发展。
李保东秘书长在论坛亚洲普惠金融生态建设与数字化发展圆桌会的开幕词
（2020年7月2日）
周小川先生阁下，
田国立先生阁下，
尤努斯教授，
勒哈格瓦苏伦先生阁下，
鲍陶伊·米哈伊先生阁下，
各位嘉宾，
女士们，先生们：
下午好！感谢大家参加亚洲普惠金融生态建设与数字化发展圆桌会。我们高兴地邀请到博鳌亚洲论坛副理事长周小川，亚洲金融合作协会理事长、中国建设银行董事长田国立，来自格莱珉银行的诺贝尔奖获得者穆罕默德·尤努斯教授，匈牙利央行副行长鲍陶伊·米哈伊以及蒙古国央行行长勒哈格瓦苏伦。我也对来自国际金融公司、中国人民银行和韩国金融监督院等国际组织和政府机构的高层代表，来自蚂蚁集团和Visa等知名国际商业集团和来自学界、媒体界以及博鳌亚洲论坛的金融界会员等的代表的参会，表示热烈欢迎。我还要感谢我们的合作主办单位亚洲金融合作协会以及协办单位北京大学数字金融研究中心的贡献和支持。
2005年联合国“国际小额信贷年”首次提出普惠金融 （Financial Inclusion）的概念，它是指让每一位有金融需求的人都能够及时、方便、有尊严地以适当的价格获得高质量的金融服务。随后，普惠金融的概念受到各国际组织和世界各国的普遍关注，内容不断丰富完善。近年来，亚洲普惠金融发展总体已达到或赶超世界水平。与此同时，亚洲经济体之间还存在着严重的不平衡现象。进一步发展普惠金融，使亚洲各个地区和群体都能获得良好的金融产品和服务，对于实现金融资源有效配置和推动均衡、可持续发展至关重要，尤其是在艰难时期。
今年年初新冠肺炎疫情突然暴发，对人们的生命以及全球经济都造成了史无前例的损失，消费和生产的持续中断在全球导致了严重的经济萎缩和大规模失业。尽管现在疫情在世界上的某些地区仍在肆虐。我们欣慰地看到亚洲和欧洲许多国家正在重启经济，疫苗和治疗药品的开发正在取得巨大进展。
为应对二战以来最严重的经济衰退，需要各国政府加大支持在各国经济中发挥重要作用的中小微企业以及弱势群体，以刺激经济、减轻失业和缓解社会紧张情绪。因此在这个过程中，非常重要的是要进一步推动普惠金融 ，促进它对经济的贡献。
为了促进有关普惠金融的讨论和交流，博鳌亚洲论坛和亚洲金融合作协会共同完成了《亚洲金融发展——普惠金融篇》旗舰报告。该报告认为，协作的方法和团队对于促进普惠金融发展至关重要，要让所有的利益相关方协调地行动，制定支持普惠金融发展的政策，加大金融和数字基础设施建设，推动创新和以消费者为中心的产品和服务，改进金融消费者保护和教育。
数字技术可以在使得金融服务更具包容性和适应性、更贴合消费者的需要方面发挥显著作用。亚洲受益于其在普惠金融发展上的丰富经验，在采纳数字创新方面位居前沿地位。
各位阁下，女士们，先生们！加强对话与合作来推进亚洲发展是博鳌亚洲论坛的使命。我们希望今天的讨论能有助于找到亚洲国家的一些选项，帮助亚洲国家克服当前的困难，共同实现更为包容的、可持续的、平衡的发展。
接下来我邀请亚洲金融合作协会秘书长陈克文先生致欢迎辞。
Opening and Moderating Remarks by Secretary General Mr. Li Baodong at the Roundtable on Ecosystem Building and Digital Development of Financial Inclusion in Asia
(July 2, 2020)
His Excellency Mr. Zhou Xiaochuan,
His Excellency Mr. Tian Guoli,
Professor Muhammad Yunus,
His Excellency Mr. Byadran Lkhagvasuren,
His Excellency Mr. Mihály Patai,
Distinguished guests,
Ladies and gentlemen,
Good afternoon! Thank you for participating in the Roundtable on Ecosystem Building and Digital Development of financial inclusion in Asia.
We are delighted to be joined by Vice Chairman of Boao Forum for Asia, Mr. Zhou Xiaochuan, and Mr. Tian Guoli, Chairman of Asian Financial Cooperation Association and China Construction Bank, Nobel prize laureate, Professor Muhammad Yunus from the Grameen Bank, Mr. Mihály Patai, Deputy Governer of Magyar Nemzeti Bank and Mr. Byadran Lkhagvasuren, Governer of Bank of Mongolia. I would also like to extend my warm welcome to the senior representatives of international organizations and govern agencies, including the IFC, the People’s Bank of China and Financial Supervisory Service of Korea, and those from renowned global business groups such as the Ant Group, Visa, from academia and media as well as the Boao Forum members from the financial sector. I want to thank the co-organizer of this event Asian Financial Corporation Association and our partner Institute of Digital Finance of Peking University for their contribution and support.
The term “financial inclusion” was first proposed by the United Nations in 2005 “International Year of Microcredit” , referring to a state in which all people with financial needs have access to a full suite of quality financial services, provided at affordable prices, in a convenient manner, and with dignity for the clients. The concept has since attracted widespread attention from organizations and countries around the world and hence been continuously developed and refined. Thanks to remarkable progress in recent years, the development of financial inclusion in Asia is now on par with or above the world average. At the same time, there are still significant disparities among Asian economies. To improve financial inclusion to ensure better access to and usage of financial products and services by all social groups across countries in Asia is crucial to efficient allocation of financial resources and achievement of a balanced and sustainable development, particularly in times of hardships.
The sudden outbreak of the COVID-19 at the beginning of this year has taking unprecedented tolls on people’s lives and global economy. The prolonged interruption in consumption and production has resulted in severe economic contraction and massive job losses worldwide. While the pandemic is still ranging in some parts of the world, it is encouraging to see that many Asian and European countries have started to reopen their economy and big progress being made in developing vaccine and drugs for the virus.
To face the worst economic downtown since the Second World War, governments need to prop up micro-, small and medium -sized enterprises which play a significant role in all economies and support the disadvantaged groups in order to accumulate growth, reduce unemployment, and alleviate social tension. So in this process, it is crucial to ensure that financial inclusion is further improved to facilitate their contribution to the economy.
With a view to facilitating discussions and exchanges regarding financial inclusion, the Boao Forum Asia and Asian Financial Cooperation Association has jointly produced a flagship report entitled "Asian Financial Development Report on Financial Inclusion". The report concludes that a coordinated approach, team work is crucial for promoting financial inclusion, all stakeholders to work together in concerted manner, in formulating supportive policies, stepping up financial and digital infrastructures, encouraging innovative and consumer-centric products and services and improving consumer protection and education. Digital technology can play a significant role in making financial services more inclusive, adaptive, and tailored to consumer needs. Asian countries benefit from their rich experiences in financial inclusion and are at the frontier of adopting digital innovation.
Excellencies, ladies and gentlemen, strengthening dialogue and cooperation for the development of Asia is the mission of the Boao Forum for Asia. We hope that today's discussion can help identify some options for Asian countries to overcome their current difficulties and to achieve a more inclusive, balanced, and sustainable development together.
Next, I would like to invite Mr. Chen Kewen, Secretary General of the AFCA, our co-organizer, to deliver his welcome remarks.
立足亚洲 面向世界
传递论坛最新动态 促进亚洲深度合作
全球重要对话的传达者 亚洲共同发展的瞭望者
7月2日，博鳌亚洲论坛会同亚洲金融合作协会共同携手，在北京大学数字金融研究中心的支持下，举办了亚洲普惠金融生态建设与数字化发展线上圆桌会，博鳌亚洲论坛秘书长李保东在会上致开幕词。
李保东表示，当前形势下，进一步发展普惠金融意义重大。论坛完成的《亚洲金融发展——普惠金融篇》旗舰报告认为，利益相关方之间的协调与合作对促进普惠金融发展至关重要。
李保东表示，加强对话与合作来推进亚洲发展是博鳌亚洲论坛的使命。论坛希望圆桌讨论有助于找到亚洲路径、帮助亚洲国家克服困难、实现更为包容的、可持续的、平衡的发展。
李保东秘书长在论坛亚洲普惠金融生态建设与数字化发展圆桌会的开幕词
（2020年7月2日）
周小川先生阁下，
田国立先生阁下，
尤努斯教授，
勒哈格瓦苏伦先生阁下，
鲍陶伊·米哈伊先生阁下，
各位嘉宾，
女士们，先生们：
下午好！感谢大家参加亚洲普惠金融生态建设与数字化发展圆桌会。我们高兴地邀请到博鳌亚洲论坛副理事长周小川，亚洲金融合作协会理事长、中国建设银行董事长田国立，来自格莱珉银行的诺贝尔奖获得者穆罕默德·尤努斯教授，匈牙利央行副行长鲍陶伊·米哈伊以及蒙古国央行行长勒哈格瓦苏伦。我也对来自国际金融公司、中国人民银行和韩国金融监督院等国际组织和政府机构的高层代表，来自蚂蚁集团和Visa等知名国际商业集团和来自学界、媒体界以及博鳌亚洲论坛的金融界会员等的代表的参会，表示热烈欢迎。我还要感谢我们的合作主办单位亚洲金融合作协会以及协办单位北京大学数字金融研究中心的贡献和支持。
2005年联合国“国际小额信贷年”首次提出普惠金融 （Financial Inclusion）的概念，它是指让每一位有金融需求的人都能够及时、方便、有尊严地以适当的价格获得高质量的金融服务。随后，普惠金融的概念受到各国际组织和世界各国的普遍关注，内容不断丰富完善。近年来，亚洲普惠金融发展总体已达到或赶超世界水平。与此同时，亚洲经济体之间还存在着严重的不平衡现象。进一步发展普惠金融，使亚洲各个地区和群体都能获得良好的金融产品和服务，对于实现金融资源有效配置和推动均衡、可持续发展至关重要，尤其是在艰难时期。
今年年初新冠肺炎疫情突然暴发，对人们的生命以及全球经济都造成了史无前例的损失，消费和生产的持续中断在全球导致了严重的经济萎缩和大规模失业。尽管现在疫情在世界上的某些地区仍在肆虐。我们欣慰地看到亚洲和欧洲许多国家正在重启经济，疫苗和治疗药品的开发正在取得巨大进展。
为应对二战以来最严重的经济衰退，需要各国政府加大支持在各国经济中发挥重要作用的中小微企业以及弱势群体，以刺激经济、减轻失业和缓解社会紧张情绪。因此在这个过程中，非常重要的是要进一步推动普惠金融，促进它对经济的贡献。
为了促进有关普惠金融的讨论和交流，博鳌亚洲论坛和亚洲金融合作协会共同完成了《亚洲金融发展——普惠金融篇》旗舰报告。该报告认为，协作的方法和团队对于促进普惠金融发展至关重要，要让所有的利益相关方协调地行动，制定支持普惠金融发展的政策，加大金融和数字基础设施建设，推动创新和以消费者为中心的产品和服务，改进金融消费者保护和教育。
数字技术可以在使得金融服务更具包容性和适应性、更贴合消费者的需要方面发挥显著作用。亚洲受益于其在普惠金融发展上的丰富经验，在采纳数字创新方面位居前沿地位 。
各位阁下，女士们，先生们！加强对话与合作来推进亚洲发展是博鳌亚洲论坛的使命。我们希望今天的讨论能有助于找到亚洲国家的一些选项，帮助亚洲国家克服当前的困难，共同实现更为包容的、可持续的、平衡的发展。
接下来我邀请亚洲金融合作协会秘书长陈克文先生致欢迎辞。
Opening and Moderating Remarks by Secretary General Mr. Li Baodong at the Roundtable on Ecosystem Building and Digital Development of Financial Inclusion in Asia
(July 2, 2020)
His Excellency Mr. Zhou Xiaochuan,
His Excellency Mr. Tian Guoli,
Professor Muhammad Yunus,
His Excellency Mr. Byadran Lkhagvasuren,
His Excellency Mr. Mihály Patai,
Distinguished guests,
Ladies and gentlemen,
Good afternoon! Thank you for participating in the Roundtable on Ecosystem Building and Digital Development of financial inclusion in Asia.
We are delighted to be joined by Vice Chairman of Boao Forum for Asia, Mr. Zhou Xiaochuan, and Mr. Tian Guoli, Chairman of Asian Financial Cooperation Association and China Construction Bank, Nobel prize laureate, Professor Muhammad Yunus from the Grameen Bank, Mr. Mihály Patai, Deputy Governer of Magyar Nemzeti Bank and Mr. Byadran Lkhagvasuren, Governer of Bank of Mongolia. I would also like to extend my warm welcome to the senior representatives of international organizations and govern agencies, including the IFC, the People’s Bank of China and Financial Supervisory Service of Korea, and those from renowned global business groups such as the Ant Group, Visa, from academia and media as well as the Boao Forum members from the financial sector. I want to thank the co-organizer of this event Asian Financial Corporation Association and our partner Institute of Digital Finance of Peking University for their contribution and support.
The term “financial inclusion” was first proposed by the United Nations in 2005 “International Year of Microcredit” , referring to a state in which all people with financial needs have access to a full suite of quality financial services, provided at affordable prices, in a convenient manner, and with dignity for the clients. The concept has since attracted widespread attention from organizations and countries around the world and hence been continuously developed and refined. Thanks to remarkable progress in recent years, the development of financial inclusion in Asia is now on par with or above the world average. At the same time, there are still significant disparities among Asian economies. To improve financial inclusion to ensure better access to and usage of financial products and services by all social groups across countries in Asia is crucial to efficient allocation of financial resources and achievement of a balanced and sustainable development, particularly in times of hardships.
The sudden outbreak of the COVID-19 at the beginning of this year has taking unprecedented tolls on people’s lives and global economy. The prolonged interruption in consumption and production has resulted in severe economic contraction and massive job losses worldwide. While the pandemic is still ranging in some parts of the world, it is encouraging to see that many Asian and European countries have started to reopen their economy and big progress being made in developing vaccine and drugs for the virus.
To face the worst economic downtown since the Second World War, governments need to prop up micro-, small and medium -sized enterprises which play a significant role in all economies and support the disadvantaged groups in order to accumulate growth, reduce unemployment, and alleviate social tension. So in this process, it is crucial to ensure that financial inclusion is further improved to facilitate their contribution to the economy.
With a view to facilitating discussions and exchanges regarding financial inclusion, the Boao Forum Asia and Asian Financial Cooperation Association has jointly produced a flagship report entitled "Asian Financial Development Report on Financial Inclusion". The report concludes that a coordinated approach, team work is crucial for promoting financial inclusion, all stakeholders to work together in concerted manner, in formulating supportive policies, stepping up financial and digital infrastructures, encouraging innovative and consumer-centric products and services and improving consumer protection and education. Digital technology can play a significant role in making financial services more inclusive, adaptive, and tailored to consumer needs. Asian countries benefit from their rich experiences in financial inclusion and are at the frontier of adopting digital innovation.
Excellencies, ladies and gentlemen, strengthening dialogue and cooperation for the development of Asia is the mission of the Boao Forum for Asia. We hope that today's discussion can help identify some options for Asian countries to overcome their current difficulties and to achieve a more inclusive, balanced, and sustainable development together.
Next, I would like to invite Mr. Chen Kewen, Secretary General of the AFCA, our co-organizer, to deliver his welcome remarks.
亚洲浪潮，博鳌视野
立足亚洲 面向世界
传递论坛最新动态 促进亚洲深度合作
全球重要对话的传达者 亚洲共同发展的瞭望者
