7月2日，博鰲亞洲論壇會同亞洲金融合作協會共同攜手，在北京大學數字金融研究中心的支持下，舉辦了亞洲普惠金融生態建設與數字化發展線上圓桌會，博鰲亞洲論壇秘書長李保東在會上致開幕詞。
李保東表示，當前形勢下，進一步發展普惠金融意義重大。論壇完成的《亞洲金融發展——普惠金融篇》旗艦報告認為，利益相關方之間的協調與合作對促進普惠金融發展至關重要。
李保東表示，加強對話與合作來推進亞洲發展是博鰲亞洲論壇的使命。論壇希望圓桌討論有助於找到亞洲路徑、幫助亞洲國家克服困難、實現更為包容的、可持續的、平衡的發展。
李保東秘書長在論壇亞洲普惠金融生態建設與數字化發展圓桌會的開幕詞
（2020年7月2日）
周小川先生閣下，
田國立先生閣下，
尤努斯教授，
勒哈格瓦蘇倫先生閣下，
鮑陶伊·米哈伊先生閣下，
各位嘉賓，
女士們，先生們：
下午好！感謝大家參加亞洲普惠金融生態建設與數字化發展圓桌會。我們高興地邀請到博鰲亞洲論壇副理事長周小川，亞洲金融合作協會理事長、中國建設銀行董事長田國立，來自格萊珉銀行的諾貝爾獎獲得者穆罕默德·尤努斯教授，匈牙利央行副行長鮑陶伊·米哈伊以及蒙古國央行行長勒哈格瓦蘇倫。我也對來自國際金融公司、中國人民銀行和韓國金融監督院等國際組織和政府機構的高層代表，來自螞蟻集團和Visa等知名國際商業集團和來自學界、媒體界以及博鰲亞洲論壇的金融界會員等的代表的參會，表示熱烈歡迎。我還要感謝我們的合作主辦單位亞洲金融合作協會以及協辦單位北京大學數字金融研究中心的貢獻和支持。
2005年聯合國“國際小額信貸年”首次提出普惠金融 （Financial Inclusion）的概念，它是指讓每一位有金融需求的人都能夠及時、方便、有尊嚴地以適當的價格獲得高質量的金融服務。隨後，普惠金融的概念受到各國際組織和世界各國的普遍關注，內容不斷豐富完善。近年來，亞洲普惠金融發展總體已達到或趕超世界水平。與此同時，亞洲經濟體之間還存在著嚴重的不平衡現象。進一步發展普惠金融，使亞洲各個地區和群體都能獲得良好的金融產品和服務，對於實現金融資源有效配置和推動均衡、可持續發展至關重要，尤其是在艱難時期。
今年年初新冠肺炎疫情突然暴發，對人們的生命以及全球經濟都造成了史無前例的損失，消費和生產的持續中斷在全球導致了嚴重的經濟萎縮和大規模失業。儘管現在疫情在世界上的某些地區仍在肆虐。我們欣慰地看到亞洲和歐洲許多國家正在重啟經濟，疫苗和治療藥品的開發正在取得巨大進展。
為應對二戰以來最嚴重的經濟衰退，需要各國政府加大支持在各國經濟中發揮重要作用的中小微企業以及弱勢群體，以刺激經濟、減輕失業和緩解社會緊張情緒。因此在這個過程中，非常重要的是要進一步推動普惠金融 ，促進它對經濟的貢獻。
為了促進有關普惠金融的討論和交流，博鰲亞洲論壇和亞洲金融合作協會共同完成了《亞洲金融發展——普惠金融篇》旗艦報告。該報告認為，協作的方法和團隊對於促進普惠金融發展至關重要，要讓所有的利益相關方協調地行動，制定支持普惠金融發展的政策，加大金融和數字基礎設施建設，推動創新和以消費者為中心的產品和服務，改進金融消費者保護和教育。
數字技術可以在使得金融服務更具包容性和適應性、更貼合消費者的需要方面發揮顯著作用。亞洲受益於其在普惠金融發展上的豐富經驗，在採納數字創新方面位居前沿地位。
各位閣下，女士們，先生們！加強對話與合作來推進亞洲發展是博鰲亞洲論壇的使命。我們希望今天的討論能有助於找到亞洲國家的一些選項，幫助亞洲國家克服當前的困難，共同實現更為包容的、可持續的、平衡的發展。
接下來我邀請亞洲金融合作協會秘書長陳克文先生致歡迎辭。
Opening and Moderating Remarks by Secretary General Mr. Li Baodong at the Roundtable on Ecosystem Building and Digital Development of Financial Inclusion in Asia
(July 2, 2020)
His Excellency Mr. Zhou Xiaochuan,
His Excellency Mr. Tian Guoli,
Professor Muhammad Yunus,
His Excellency Mr. Byadran Lkhagvasuren,
His Excellency Mr. Mihály Patai,
Distinguished guests,
Ladies and gentlemen,
Good afternoon! Thank you for participating in the Roundtable on Ecosystem Building and Digital Development of financial inclusion in Asia.
We are delighted to be joined by Vice Chairman of Boao Forum for Asia, Mr. Zhou Xiaochuan, and Mr. Tian Guoli, Chairman of Asian Financial Cooperation Association and China Construction Bank, Nobel prize laureate, Professor Muhammad Yunus from the Grameen Bank, Mr. Mihály Patai, Deputy Governer of Magyar Nemzeti Bank and Mr. Byadran Lkhagvasuren, Governer of Bank of Mongolia. I would also like to extend my warm welcome to the senior representatives of international organizations and govern agencies, including the IFC, the People’s Bank of China and Financial Supervisory Service of Korea, and those from renowned global business groups such as the Ant Group, Visa, from academia and media as well as the Boao Forum members from the financial sector. I want to thank the co-organizer of this event Asian Financial Corporation Association and our partner Institute of Digital Finance of Peking University for their contribution and support.
The term “financial inclusion” was first proposed by the United Nations in 2005 “International Year of Microcredit” , referring to a state in which all people with financial needs have access to a full suite of quality financial services, provided at affordable prices, in a convenient manner, and with dignity for the clients. The concept has since attracted widespread attention from organizations and countries around the world and hence been continuously developed and refined. Thanks to remarkable progress in recent years, the development of financial inclusion in Asia is now on par with or above the world average. At the same time, there are still significant disparities among Asian economies. To improve financial inclusion to ensure better access to and usage of financial products and services by all social groups across countries in Asia is crucial to efficient allocation of financial resources and achievement of a balanced and sustainable development, particularly in times of hardships.
The sudden outbreak of the COVID-19 at the beginning of this year has taking unprecedented tolls on people’s lives and global economy. The prolonged interruption in consumption and production has resulted in severe economic contraction and massive job losses worldwide. While the pandemic is still ranging in some parts of the world, it is encouraging to see that many Asian and European countries have started to reopen their economy and big progress being made in developing vaccine and drugs for the virus.
To face the worst economic downtown since the Second World War, governments need to prop up micro-, small and medium -sized enterprises which play a significant role in all economies and support the disadvantaged groups in order to accumulate growth, reduce unemployment, and alleviate social tension. So in this process, it is crucial to ensure that financial inclusion is further improved to facilitate their contribution to the economy.
With a view to facilitating discussions and exchanges regarding financial inclusion, the Boao Forum Asia and Asian Financial Cooperation Association has jointly produced a flagship report entitled "Asian Financial Development Report on Financial Inclusion". The report concludes that a coordinated approach, team work is crucial for promoting financial inclusion, all stakeholders to work together in concerted manner, in formulating supportive policies, stepping up financial and digital infrastructures, encouraging innovative and consumer-centric products and services and improving consumer protection and education. Digital technology can play a significant role in making financial services more inclusive, adaptive, and tailored to consumer needs. Asian countries benefit from their rich experiences in financial inclusion and are at the frontier of adopting digital innovation.
Excellencies, ladies and gentlemen, strengthening dialogue and cooperation for the development of Asia is the mission of the Boao Forum for Asia. We hope that today's discussion can help identify some options for Asian countries to overcome their current difficulties and to achieve a more inclusive, balanced, and sustainable development together.
Next, I would like to invite Mr. Chen Kewen, Secretary General of the AFCA, our co-organizer, to deliver his welcome remarks.
立足亞洲 面向世界
傳遞論壇最新動態 促進亞洲深度合作
全球重要對話的傳達者 亞洲共同發展的瞭望者
7月2日，博鰲亞洲論壇會同亞洲金融合作協會共同攜手，在北京大學數字金融研究中心的支持下，舉辦了亞洲普惠金融生態建設與數字化發展線上圓桌會，博鰲亞洲論壇秘書長李保東在會上致開幕詞。
李保東表示，當前形勢下，進一步發展普惠金融意義重大。論壇完成的《亞洲金融發展——普惠金融篇》旗艦報告認為，利益相關方之間的協調與合作對促進普惠金融發展至關重要。
李保東表示，加強對話與合作來推進亞洲發展是博鰲亞洲論壇的使命。論壇希望圓桌討論有助於找到亞洲路徑、幫助亞洲國家克服困難、實現更為包容的、可持續的、平衡的發展。
李保東秘書長在論壇亞洲普惠金融生態建設與數字化發展圓桌會的開幕詞
（2020年7月2日）
周小川先生閣下，
田國立先生閣下，
尤努斯教授，
勒哈格瓦蘇倫先生閣下，
鮑陶伊·米哈伊先生閣下，
各位嘉賓，
女士們，先生們：
下午好！感謝大家參加亞洲普惠金融生態建設與數字化發展圓桌會。我們高興地邀請到博鰲亞洲論壇副理事長周小川，亞洲金融合作協會理事長、中國建設銀行董事長田國立，來自格萊珉銀行的諾貝爾獎獲得者穆罕默德·尤努斯教授，匈牙利央行副行長鮑陶伊·米哈伊以及蒙古國央行行長勒哈格瓦蘇倫。我也對來自國際金融公司、中國人民銀行和韓國金融監督院等國際組織和政府機構的高層代表，來自螞蟻集團和Visa等知名國際商業集團和來自學界、媒體界以及博鰲亞洲論壇的金融界會員等的代表的參會，表示熱烈歡迎。我還要感謝我們的合作主辦單位亞洲金融合作協會以及協辦單位北京大學數字金融研究中心的貢獻和支持。
2005年聯合國“國際小額信貸年”首次提出普惠金融 （Financial Inclusion）的概念，它是指讓每一位有金融需求的人都能夠及時、方便、有尊嚴地以適當的價格獲得高質量的金融服務。隨後，普惠金融的概念受到各國際組織和世界各國的普遍關注，內容不斷豐富完善。近年來，亞洲普惠金融發展總體已達到或趕超世界水平。與此同時，亞洲經濟體之間還存在著嚴重的不平衡現象。進一步發展普惠金融，使亞洲各個地區和群體都能獲得良好的金融產品和服務，對於實現金融資源有效配置和推動均衡、可持續發展至關重要，尤其是在艱難時期。
今年年初新冠肺炎疫情突然暴發，對人們的生命以及全球經濟都造成了史無前例的損失，消費和生產的持續中斷在全球導致了嚴重的經濟萎縮和大規模失業。儘管現在疫情在世界上的某些地區仍在肆虐。我們欣慰地看到亞洲和歐洲許多國家正在重啟經濟，疫苗和治療藥品的開發正在取得巨大進展。
為應對二戰以來最嚴重的經濟衰退，需要各國政府加大支持在各國經濟中發揮重要作用的中小微企業以及弱勢群體，以刺激經濟、減輕失業和緩解社會緊張情緒。因此在這個過程中，非常重要的是要進一步推動普惠金融，促進它對經濟的貢獻。
為了促進有關普惠金融的討論和交流，博鰲亞洲論壇和亞洲金融合作協會共同完成了《亞洲金融發展——普惠金融篇》旗艦報告。該報告認為，協作的方法和團隊對於促進普惠金融發展至關重要，要讓所有的利益相關方協調地行動，制定支持普惠金融發展的政策，加大金融和數字基礎設施建設，推動創新和以消費者為中心的產品和服務，改進金融消費者保護和教育。
數字技術可以在使得金融服務更具包容性和適應性、更貼合消費者的需要方面發揮顯著作用。亞洲受益於其在普惠金融發展上的豐富經驗，在採納數字創新方面位居前沿地位 。
各位閣下，女士們，先生們！加強對話與合作來推進亞洲發展是博鰲亞洲論壇的使命。我們希望今天的討論能有助於找到亞洲國家的一些選項，幫助亞洲國家克服當前的困難，共同實現更為包容的、可持續的、平衡的發展。
接下來我邀請亞洲金融合作協會秘書長陳克文先生致歡迎辭。
Opening and Moderating Remarks by Secretary General Mr. Li Baodong at the Roundtable on Ecosystem Building and Digital Development of Financial Inclusion in Asia
(July 2, 2020)
His Excellency Mr. Zhou Xiaochuan,
His Excellency Mr. Tian Guoli,
Professor Muhammad Yunus,
His Excellency Mr. Byadran Lkhagvasuren,
His Excellency Mr. Mihály Patai,
Distinguished guests,
Ladies and gentlemen,
Good afternoon! Thank you for participating in the Roundtable on Ecosystem Building and Digital Development of financial inclusion in Asia.
We are delighted to be joined by Vice Chairman of Boao Forum for Asia, Mr. Zhou Xiaochuan, and Mr. Tian Guoli, Chairman of Asian Financial Cooperation Association and China Construction Bank, Nobel prize laureate, Professor Muhammad Yunus from the Grameen Bank, Mr. Mihály Patai, Deputy Governer of Magyar Nemzeti Bank and Mr. Byadran Lkhagvasuren, Governer of Bank of Mongolia. I would also like to extend my warm welcome to the senior representatives of international organizations and govern agencies, including the IFC, the People’s Bank of China and Financial Supervisory Service of Korea, and those from renowned global business groups such as the Ant Group, Visa, from academia and media as well as the Boao Forum members from the financial sector. I want to thank the co-organizer of this event Asian Financial Corporation Association and our partner Institute of Digital Finance of Peking University for their contribution and support.
The term “financial inclusion” was first proposed by the United Nations in 2005 “International Year of Microcredit” , referring to a state in which all people with financial needs have access to a full suite of quality financial services, provided at affordable prices, in a convenient manner, and with dignity for the clients. The concept has since attracted widespread attention from organizations and countries around the world and hence been continuously developed and refined. Thanks to remarkable progress in recent years, the development of financial inclusion in Asia is now on par with or above the world average. At the same time, there are still significant disparities among Asian economies. To improve financial inclusion to ensure better access to and usage of financial products and services by all social groups across countries in Asia is crucial to efficient allocation of financial resources and achievement of a balanced and sustainable development, particularly in times of hardships.
The sudden outbreak of the COVID-19 at the beginning of this year has taking unprecedented tolls on people’s lives and global economy. The prolonged interruption in consumption and production has resulted in severe economic contraction and massive job losses worldwide. While the pandemic is still ranging in some parts of the world, it is encouraging to see that many Asian and European countries have started to reopen their economy and big progress being made in developing vaccine and drugs for the virus.
To face the worst economic downtown since the Second World War, governments need to prop up micro-, small and medium -sized enterprises which play a significant role in all economies and support the disadvantaged groups in order to accumulate growth, reduce unemployment, and alleviate social tension. So in this process, it is crucial to ensure that financial inclusion is further improved to facilitate their contribution to the economy.
With a view to facilitating discussions and exchanges regarding financial inclusion, the Boao Forum Asia and Asian Financial Cooperation Association has jointly produced a flagship report entitled "Asian Financial Development Report on Financial Inclusion". The report concludes that a coordinated approach, team work is crucial for promoting financial inclusion, all stakeholders to work together in concerted manner, in formulating supportive policies, stepping up financial and digital infrastructures, encouraging innovative and consumer-centric products and services and improving consumer protection and education. Digital technology can play a significant role in making financial services more inclusive, adaptive, and tailored to consumer needs. Asian countries benefit from their rich experiences in financial inclusion and are at the frontier of adopting digital innovation.
Excellencies, ladies and gentlemen, strengthening dialogue and cooperation for the development of Asia is the mission of the Boao Forum for Asia. We hope that today's discussion can help identify some options for Asian countries to overcome their current difficulties and to achieve a more inclusive, balanced, and sustainable development together.
Next, I would like to invite Mr. Chen Kewen, Secretary General of the AFCA, our co-organizer, to deliver his welcome remarks.
亞洲浪潮，博鰲視野
立足亞洲 面向世界
傳遞論壇最新動態 促進亞洲深度合作
全球重要對話的傳達者 亞洲共同發展的瞭望者
