身为游客、留学生抑或是在国外工作的小伙伴，有时就免不了要和银行打交道，需要在国外银行办理业务，但你知道如何表达与交流吗？有了以下十句，不论你是要存取款、办信用卡抑或是借贷款，都可以用到、非常实用哦！
① open a bank account 建立新帐户
例句：
A：Hello, how can l help you today?
A：您好，请问需要什么帮助呢？
B：I'd like to open a bank account.
B：我想要开户。
A：Okay, did you bring your ID card?
A：好的，你有带身份证吗？
B：Yes.
B：带了。
A：Great. Now would you just go over there to the queue machine?
A：好的，你现在可以先去那边取号排队。
② make a transaction 汇款
例句：
A：Hello, how can l help you today?
A：您好，请问需要什么帮助呢？
B：I'd like to make a transaction.
B：我想要汇款。
A：Sure, you'll need to fill out the transaction slip.
A：好，请先填写好汇款单。
③ withdraw some money 领钱
例句：
A：What can l do for you?
A：您需要什么协助呢？
B：I need to withdraw some money.
B：我想要领点钱。
A：Okay, I just need your passbook and withdraw slip.
A：好的，我需要你的提款单和存折。
B：Here...
B：这儿……
④ make a deposit 存款
例句：
B：Hello, I'd like to make a deposit.
B：你好，我想要存钱。
A：Sure, how much would you like to put in?
A：好的，请问要存多少？
B：1000 dollars, please.
B：一千美元。
⑤ get a credit card 申办信用卡
例句：
A：Is there anything else l can help you with?
A：还有什么可以协助你的吗？
B：I would also like to get a credit card.
B：我还想办一张信用卡。
A：Sure, what kind of card are you looking for?
A：有什么特别想要的类型嘛？
B：I'd like one with high cash-back rates...
B：我想要现金回馈高的……
⑥ deposit a check 兑换支票
例句：
B：I would like to deposit this check please.
B：我想要兑换这张支票。
A：Okay, you should sign on the endorsement line on the back.
A：好，你需要在支票后面签名。
⑦ apply for a personal loan 申请信用贷款
例句：
B：As I said I would like to apply for a personal loan.
B：如我所说，我想申请信用贷款。
A：I have your personal detail right here.But I'm afraid with a credit history like this,we cannot approve.
A：我这儿有您的个人资料，但依您的信用历史来看，我们恐怕没办法核准。
⑧ I lost my debit card 我的金融卡不见了
例句：
B：I lost my debit card.
B：我的金融卡不见了。
A：Okay, would you like to freeze it temporarily or cancel it?
A：您想先冻结这张卡还是直接挂失呢？
B：Cancel it, I don't think l can find it.
B：挂失吧，应该找不回来了。
A：Sure, l'll get to that. Will you be needing to new a new card?
A：没问题，那你需要补一张新卡吗？
B：Yes,please. And how long is it gonna take？
B：好的。多久可以拿到新卡呢？
⑨ I forgot my PIN number 我忘记卡号密码了
例句：
A：How are you doing today?
A：今天好吗？
B：Not so good, I forgot my PIN number.
B：不太好，我忘记卡号密码了。
A：No worries, do you have your ID card?
A：别担心，你带身份证了吗？
⑩ What is the exchange rate? 汇率是多少？
例句：
B：What is the exchange rate for USD?
B：现在美金的汇率是多少？
A：It's currently 0.1438.
A：现在是0.1438。
B：What does that mean?
B：意思是？
A：It means we're selling USD at 0.1438.
A：这意味着银行美金卖出价是0.1438。
是不是很有画面感呢？有了这十句就再也不怕啦，有机会不妨用这十句去“玩”转国外银行吧！当然，也欢迎大家在评论处补充你们认为适用的英文口语哦~
閱讀更多 愛優益智 的文章
