Being poor now just leads to being more poor later. Can't pay to clean your teeth? Next year pay for a root canal. Can't pay for a new mattress? Next year pay for back surgery. Can't pay to get that lump checked out? Next year pay for stage 3 cancer. Poverty charges interest.
穷只会让你接下来更穷。没钱清洗牙齿？明年，你得花钱做牙根管治疗。没钱买个新床垫？明年，你得花钱做背部手术。没钱检查那个肿块？明年，你得花钱做癌症的第三个阶段治疗。贫穷会榨取利息。
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-------------译者：penny12138-审核者：龙腾翻译总管------------
SteveAAdcock 189 points·4 hours ago
Yup a lot of that is true. Same principle with being cheap vs. frugal. If you're cheap it'll very often cost you more money in the long run because you are re-buying things later on. If you cannot pay for preventative maintenance it costs us...
是的，大部分是这样的。同样的原则适用于便宜和节约。如果你买便宜的东西，但是因为你不久后又得再买，所以从长远来看你会花掉更多的钱。如果你不花钱防护检修，这会花....
ChemistryRespecter 2 points·7 minutes ago
One of the truest statements ever said about this is "Being poor costs money."
有句关于这的非常有道理的话是“贫穷就是花钱。”
oppy1984 11 points·1 hour ago
And this is why I dumped my corporate bank and put everything in my credit unx. I get better service great rates on loans nation wide access to the Alliance One ATM network and all the online banking features I had with the corporate bank. The only thing corporate banks have over credit unxs is a better online banking UI and I can live with the 2001 style UI.
这就是为什么我不再使用股份银行，而是把所有的钱存在信用社里。我能享受到更好的服务、更好的贷款利息、全国范围内的自动提款机网络，还可以使用所有的网上银行业务。股份银行唯一比信用社好的一点就是它的在线银行用户界面（UI），我挺满意2001版的用户界面。
tl;dr: If you don't want to pay fees for not having enough money bank with a Credit unx instead.
总而言之，如果你不想因钱不够而要缴（服务）费，还是办信用社的银行卡吧。
-------------译者：willdemon-审核者：龙腾翻译总管------------
jospa27 19 points·2 hours ago
Very odd that the more money you have the more free things you receive.
很奇怪哦，你钱越多越能得到更多免费的服务。
KellieReilynn 16 points·1 hour ago
But it is very true! Now that I have a professional job there is so much free food and not just at meetings. I have really wondered if some of the wealthy are even aware that food costs money. It would explain a few things.
（接上）很奇怪但确实是事实！我现在在做的这份工作会给我提供很多免费食品，不仅仅只是在开会的时候提供哦。我一直好奇，这些有钱的老板知不知道这些食物也是要花钱的啊。这确实能说明一些世事。
starberry_Sundae 5 points·1 hour ago
I don't have any money in the bank so the bank charges me $70 that I can totally afford.
:/
我银行账户里一分钱都没有，所以银行要收取我70美金的服务费，这些钱我“完全”付得起。:/
MyElectricCity 282 points·3 hours ago
“The reason that the rich were so rich Vimes reasoned was because they managed to spend less money.
Take boots for example. He earned thirty-eight dollars a month plus allowances. A really good pair of leather boots cost fifty dollars. But an affordable pair of boots which were sort of OK for a season or two and then leaked like hell when the cardboard gave out cost about ten dollars. Those were the kind of boots Vimes always bought and wore until the soles were so thin that he could tell where he was in Ankh-Morpork on a foggy night by the feel of the cobbles.
But the thing was that good boots lasted for years and years. A man who could afford fifty dollars had a pair of boots that'd still be keeping his feet dry in ten years' time while the poor man who could only afford cheap boots would have spent a hundred dollars on boots in the same time and would still have wet feet.
This was the Captain Samuel Vimes 'Boots' theory of socioeconomic unfairness.”
-Sir Terry Pratchett
“‘有钱人之所以有钱，’比梅斯推断，‘是因为他们设法少花钱。’
拿靴子来举个例子。他一个月算上津贴一共赚38美金。一双质量上乘的靴子要价50美金。但是一双买得起的靴子，虽然至少还能凑活穿，但是当鞋里填充的纸板磨穿了后就会进水，这样的靴子要卖10美金左右。比梅斯就一直买这种便宜的靴子，穿到鞋底磨到薄得不行，甚至到了在莫波克起雾的晚上他靠脚底感受鹅卵石就能识别方位。
但是实际情况是，一双好的靴子可以穿好多年。一个人如果可以付得起50美金买双好靴子，他就可以穿上十年而鞋子仍然不进水。然而穷人就只能买得起便宜的靴子，在同样的十年里，他要在买靴子上花费数百美金，而每双靴子最后还是要进水的。
这就是塞缪尔.比梅斯队长有关社会经济不公平性的 ‘靴子理论’。“
——特里·普拉切特爵士
（译注：Sir Terry Pratchett，1948~2015， 英国著名幻想小说家，因对英国文学贡献，1998年被授予爵士称号）
BeTheBlessing 58 points·3 hours ago
Except that wealth these days is orders of magnitude more than you could ever amass just by saving. You or I could save every dollar we've ever made and not make a dent in the wealth of the truly rich.
除此以外，现在有钱人的财富数量级是你靠收入积攒完全比不了的。你我可以把赚的每一分钱都存起来，然而和真正的有钱人比，还是九牛一毛。
-------------译者：willdemon-审核者：龙腾翻译总管------------
FaeryLynne 40 points·2 hours ago
I saw a calculation that a regular Amazon worker would have to work for nearly 1000 years to make what Bezos makes in one. That's just insane to me.
我看过一份统计，上面说亚马逊公司的普通员工，要工作1000年才能赶得上贝索斯（亚马逊创始人）一年的收入。我觉得这太疯狂了。
nicetriangle 17 points·2 hours ago
Beat me to it. It's exactly what this tweet is describing.
Poor people also pay higher interest rates on loans and have to stoop to pay day lending and title loans. Having been dirt broke earlier in my life I remember all to well how badly life nickel and dimed me.
比我抢先一步说了。这正是这篇推文想要表达的东西。穷人总是要为贷款付更高的利息而且有时不得不每日按揭或者还高利贷勉强度日。早年的我穷困潦倒，我深深记得生活对我是多么的吝啬和抠门啊。
stmstr 20 points·3 hours ago
An ounce of prevention is worth a pound of cure
-------------译者：willdemon-审核者：龙腾翻译总管------------
skunkwrxs 22 points·2 hours ago
Being poor is extremely expensive.
贫穷可是很烧钱的。
oxygenium92 1 point·3 minutes ago
And requires a lot of work...
（接楼上）而且还要做更多的工作。
ThrowsLikeaHuman 36 points·2 hours ago·edited 2 hours ago
Yup. If taxpayers understood the math of all this how things like affordable housing are really good for the middle class and wealthy too then maybe we could all get along?
没错。要是纳税人们都能明白其中的道理，就是人人都负担得起的房价对中产阶级和富人都是有好处的，那么也许大家就都相安无事和平共处了？
After all every time your local police pick up your homeless junkies book them in jail run them thru the court system and then put them in jail or rehab for a year WHO is paying for all of that?
YOU and ME. Not the junkie.
毕竟，每次警察抓获了无家可归的吸毒和贩毒者，要把他们先关押起来，然后在法院走一遍流程，最后再关进监狱或者强制戒毒一年，是谁为这些掏的钱？是你我这些纳税人。不是那些瘾君子们。
poisontongue 17 points·3 hours ago
Well yeah that's kind of the point.
Credit cards were the first realization of that for me. Their underlying intent is to keep people in debt. Then there's all sorts of loans from these various usurious institutions enabled here.
Preventative care is also better than reactive care although unfortunately America's system is designed for the latter. You are better taking care of yourself now - if you can.
呃，好吧，你这观点不错。信用卡让我第一次意识到这点。信用卡潜在的目的就是让人们都背上债务。然后放债机构们就带着各种各样借贷服务来了。预防性的保健总是比应激性的治疗要好，但不幸的是美国的系统都是以后者为目的而设计的。你现在最好开始好好照顾自己——要是你能付得起的话。
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