#理财陪审团# 本人坐标河南郑州，32岁，未婚，月薪8千，目前没有存款，只有负债，有房产两套。市区一套现在估价120w，郊区现在估价约100w。目前两套房贷共73万，还有其他欠款45万，其中信用卡约3

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