這些和Money相關的地道英文表達，你一定要記住！

精彩英語演講

提升“英文言值”從這裡開始

你知道 ATM 是哪三個單詞的縮寫嗎？

存提款、轉帳該怎麼說？

Be in the red 是在紅色之中？ ？ ？

快來看看與存提款

預算相關的商用單詞吧！

存、提款相關

withdraw (v.) 提款 deposit (v.) 存款

在 withdraw後面加上–al名詞字根，則是指「提款」、「提醒領出來的款項」唷！軍隊中會用到的「撤軍」可以說troop withdrawal，而 withdraw from 是「從…提取」。deposit作為名詞有「保證金、押金」的意思。存款賬戶叫做deposit account。

• A: Is there a transaction fee every time I withdraw?B: There is a 5-dollar service charge for withdrawing money.

  A: 每次提領會收取手續費嗎？B: 我們酌收 5 元的提款手續費。

ATM (Automated Teller Machine) (n.) 自動提款機

automated是「自動的」，teller是指「出納員、計票員」，machine是「機器」的意思。automated 寫成automatic也可以喔！

• A: That will be 160 dollars, Sir.

  B: Do you take credit cards?

  A: We are sorry for your inconvenience but the credit card reader is out of order.

  B: Is there an ATM nearby?

  A: Yes, there is an ATM on the east side of the lobby.

• A: 先生您今天的消費總共是 160 元。

  B: 請問可刷卡嗎 ？

  A: 很抱歉！我們的刷卡機故障了，希望您能諒解。

  B: 那請問這附近有提款機嗎？

  A: 有的，在一樓大廳的東側有提款機。

head office (n.) 總行— branch (n.) 分行— headquarters (n.) 總部

headquarters雖然字尾有s ，但它其實是一個單數名詞。若去除 s 則變成動詞headquarter，意指「設立總部」。

• Our branches extended all over the country.我們全國都有分店。

• I have an important meeting at headquarters this Friday, could you book a plane ticket for me?我星期五在總部有一場重要的會議，可能幫我訂機票嗎？

transfer (v.) 轉帳

trans- 是表示「超越、穿透」的字首，-fer則是「攜帶、生育、承受」的意思。許多單字都有用到trans-這個字首，例如transform (v.)使改變；使改觀、translate (v.) 翻譯；解釋、transport (v.)運輸。

• I would like to transfer 1 million dollars to my checking account.我想存一百萬元到我的活期存款戶頭。

checking account (n.) 活期存款戶頭

fixed deposit/time deposit/certificate of deposit (n.) 定存

current/demand deposit (n.) 活存

• A: Hi, I would like to transfer 10,000 dollars from checking account to fixed deposit.B: No problem, please let me know your current deposit number.

  A: 您好，我想從我的活存賬戶裡轉一萬元到定存賬戶。B: 好的，請您把活存的賬戶資料給我。

預算相關

budget (n.) 預算

budget除了當名詞之外，當動詞有「節省開支；審慎花錢」的意思。作為形容詞是指「平價的：合算的」。「在預算內」可以說on/within budget。

• If the government increases the spending or lowers the tax rate in order to stimulate its economic growth, budget deficit may occur.若政府為了刺激經濟成長而增加支出或降低稅率，預算可能會不足。

＊補充＊

• ·budget deficit (n.) 預算赤字

• ·anniversary budget (n.) 年度預算

• ·budget store (n.) 平價商店

• ·budget allocation 預算分配

• ·budget cut 刪減預算

on a layaway / installment plan 分期付款

layaway是指「保留代付商品」，installment是「一期、分批」。分期付款也可以用payment installment或是installment payment。需要使用分期付款的商品通常價格很高，可以說

• A: I bought a new motorcycle on a layaway plan/an installment plan.

  B: How much did you pay for the down payment?

  A: I put 1,000 dollars down first then.

  
  

• A: 我用分期付款買了一臺新的機車。

  B: 那你頭期款付了多少？

  A: 我先付了一千元。

bad debt (n.) 呆帳、壞帳

應收帳款中無法收回的部分稱為「呆帳」。dead account、bad account也是呆帳的其他說法。

be in the red (n.) 赤字、虧損

通常成績單不及格都會被用紅色標記，而記帳的時候，也會將虧損的部分用紅色註記，所以赤字就衍伸為「虧損、未達標準」的意思。

in debt (n.) 負債中

• A: Will you attend Lisa’s birthday party on Friday night?

  B: You know what? I’m in debt. To be honest, I maxed out my credit card last month.

  A: Oh, I’m sorry to hear that.

  B: Don’t worry! Thanks for inviting me.

• A: 你星期五晚上會去 Lisa 的慶生趴嗎？

  B: 你知道嗎？我現在負債中。老實說，我上個月把信用卡刷爆了。

  A: 噢！我很遺憾聽到這件事。

知識小拓展

【money習語】

• 1)money talks.金錢萬能

• 2)money makes the mare go.有錢能使鬼推磨。

• 3)money is the root of all evil. 金錢是萬惡之源

• 4)money is no object.錢不成問題

• 5)spend money like water.揮金如土

• 6)have money to burn 有花不完的錢

• 7)for love or money.無論如何

歌曲：Money

演唱：Peace

Welcome little teethers

Welcome to our world

Where bit coins pay for beatings

And diamonds pay for girls

So go find all the pennies

That ones that people ditch

You're going to be happy

You're going to be rich

Money

Do you need it

Do you eat it when you're hungry

Does it taste good

The man who's made of money

Was terrible to kiss

Not because he's sloppy

Because his paper lips

Stuck to you on contact

But as you cease they rip

You hear the world is spinning

It's not the coin that flips

Find me something new to chew on

Granting anything 'cause all I want is everything

But settling

Take

Strong

On the writing on the paper wall

The lino on the filthy floor

Is anybody out there growing slowly up

You were never happy eyes not enough

Supersize me nepotise me

Open wide me

Poison slightly

Daily slop inside in the box

As a kid in full or arctic fox

看完和Money有關的單詞短語表達

再來看一些帶例句的搭配表達

Adjectives + "Money" Money的形容詞搭配

easy money 錢來的容易

He thinks working in marketing is easy money. I think he'll find it's quite a different story他認為做營銷工作很容易能掙到錢。我想他會發現這是一個完全不同的故 事。

bonus / extra money 額外獎金

If you complete the project before next Tuesday, there'll be some bonus money.

如果你在下星期二之前完成這個項目，將會有一些獎金。

hard-earned money 辛苦賺來的錢

The best way to feel good about any purchase is if it's been made with hard-earned money.

如果是你自己辛苦賺來的錢，花起來讓你最舒心。

government / public / taxpayers' money 政府、公共、納稅者的錢

It's not right to waste taxpayers' money on projects that benefit those who are already wealthy.

在那些有錢人的項目上浪費納稅人的錢是不對的。

pocket / spending money 零用錢、零花錢

Would you like a little extra pocket money this weekend?

這個週末你要一點額外的零用錢嗎？

gas / lunch / petrol / rent / etc money 燃氣費、午飯錢、汽油錢、租金等等

Could you lend me some lunch money today?

今天你能借我一些午飯錢嗎？

prize / grant / scholarship money 獎金、補助資金、獎學金

They won a lot of grant money for their research into DNA.

他們為DNA研究獲得了大量的資金。

stolen / dirty / bribe / ransom money 偷的錢、髒錢、賄賂錢、贖金

I don't want your dirty money!

我不會要你的髒錢！

hush / protection money 封口費、保護費

That gang is demanding protection money from every store on the street. It's scandalous!

那幫人在街上的每一家商店收保護費。真可恥！

pension / retirement money 養老金，退休金

We plan to move to Hawaii with our retirement money.

我們計劃用退休的錢搬到夏威夷去。

Verb + "Money" Money的動詞搭配

coin, print + money 印鈔

count + money 數錢

bring in, earn, make + money 掙錢

borrow + money 向別人借錢

lend + money 借給別人錢

bank, deposit, pay in, pay into the bank, put in the bank + money 銀行存錢

draw out, get out, take out, withdraw + money 取錢

pay out, shell out, spend + money 付錢，花錢

fritter away, squander, throw away + money 浪費錢

hoard, save, set aside, stash away + money 攢錢

contribute, donate, give + money 捐錢

give back, pay back, refund, repay + money 還錢

owe + money 欠錢

share + money 分錢

accept, take + money 收錢

change, exchange + money 換零錢

allocate, earmark + money 撥款

embezzle, extort, siphon off, steal + money 貪汙、詐騙

launder + money 洗黑錢

"Money" + Noun Money的名詞搭配

I think you should hire a money manager for your savings.

我認為你應該僱一個基金經理為你理財。

money supply 貨幣供應

The money supply is very tight at the moment.

貨幣供應目前非常緊張。

money order 匯款單、郵政匯票

You can pay by money order.

你可以按匯款單付款。

10個和錢有關的地道英語表達

1

(right) on the money

exactly right; in exactly the right place; in exactly the right amount (of money).

完全正確；恰到好處；（錢）正好夠數

e.g. You were right on the money when you said that I would really like that book.

你說過我會很喜歡那本書，被你說中了

2

come into (some) money

to get some money unexpectedly, usually by inheritance.

得到意外之財，通常是因為繼承遺產

e.g. She came into a lot of money when she turned twenty.

她二十歲的時候得到了一大筆意外之財

3

fork some money out (for something)

to pay (perhaps unwillingly) for something.

為某物付出錢財（也許不情願）

(Often mention is made of the amount of money. See the examples.)

（常會提到是要一大筆錢。看例子感受一下）

e.g. Do you think I'm going to fork twenty dollars out for that book?

你認為我會花20美元去買那本書嗎？

4

funny money

1) counterfeit money 假幣

e.g. The bank teller spotted the funny money in the man's deposit almost immediately.

銀行出納人員立即發現那個人存款用的是假鈔

2) temporary or substitute money, good only in certain places

暫時流通或代替流通的貨幣，只在特定的地方通用

e.g. What am I going to do with all this funny money when I leave here? It's no good anywhere else.

我離開這裡後要怎麼處理這些替代貨幣？其他地方都不能用啊

3) foreign currency 外幣

e.g. We had better buy some gifts and get rid of some of this funny money before our flight.

在起飛前我們最好買一些禮物，花掉些這些外幣

I'd bet money (on it)

I am certain. 我確定。類似於我們“賭五毛”的感覺，好吧，其實也就是“我敢打賭”~

e.g. I'd bet money on it. I'd bet money that Jane will get that job.

我很確信。我敢打賭Jane會得到那份工作

6

in the money

1) wealthy 富有的

e.g. John is really in the money. He's worth millions.

John真的很富有，他有百萬的財產呢

2) in the winning position in a race or contest. (As if one had won the prize money)

在比賽或競賽中處於優勝地位（就好像已經獲得了優勝獎金）

e.g. I knew when Jane came around the final turn that she was in the money.

當Jane進入到了最後一輪，我就知道她贏定了

7

heavy bread

a great deal of money

一大筆錢

e.g. That car cost some heavy bread.

那輛車要花好一些錢呢

8

money talks

Money gives one power and influence to help get things done or get one's own way. 金錢會賦予人權利和影響力，能夠幫助事情完成或為所欲為（就是“有錢能使鬼推磨”啦）

e.g. She'll get her way because money talks.

有錢能使鬼推磨，她想做什麼都可以

9

money to burn

More than enough money for what is required or expected.

超出所需或期望的足夠的錢

e.g. After they paid off the creditors, they still had money to burn.

他們還完債權人的錢後，仍有用不完的錢

10

be coining it

to be earning a lot of money quickly

迅速掙到一大筆錢

e.g. The magazine has been coining it since the new editor took over.

也可以說be coining money（美式英語&澳洲英語的非正式說法）

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